At Credit Saison, financial inclusion and innovation is integral to its organisational philosophy. As pioneers in providing access to a diverse range of payment solutions in Japan, since 1951, Credit Saison has had a longstanding tradition of supporting underserved segments and is committed to driving digital transformation in Japan.

Saison International’s serves as the international headquarters and global business arm of Credit Saison and plays a key role in connecting its subsidiaries. With a focus on expanding financial inclusion, global presence, and impact in emerging markets, Saison International fosters its subsidiaries’ synergy and consistency to maintain coordination and alignment with Credit Saison.

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Credit Saison India operates as a neo-lending conglomerate driven by the vision of 'tech-led inclusion,' combining a technology-first approach with scalable credit solutions that improve quality and affordability. Being home to almost 200 million financially excluded adults, Credit Saison India cultivates tech-integrated partnerships by providing direct lending and delivering tailored solutions to facilitate access to high-quality financial services for underserved segments.

Saison Capital, the corporate venture capital arm of Saison International, invests in promising early-stage companies in emerging markets. Saison Capital operates with a clear innovation mandate, backing in ambitious founders aiming to make a change, build ecosystems and solve big problems for corporate, individual customers, and MSMEs across the fintech, e-commerce, and Web3 space.

Saison Indonesia's mission is to empower the Indonesian economy through financial inclusion for MSMEs and consumers. Indonesia boasts one of Southeast Asia's largest economies, yet it faces the challenge of being the world's third-largest underbanked population. Saison Indonesia's ambition is to collaborate with partners, including suppliers, distributors, and agent networks, to offer financing to underserved MSMEs and individuals. Additionally, to help meet the growing demand from emerging consumers in the digital era, Saison Indonesia partners with P2P providers and fintech firms.

Saison Investment Management Private Limited (“SIMPL”) is driven by a mission to nurture inclusive growth in emerging markets, with a focus on investing in sustainable solutions that enable fair and equitable access to resources. Specializing in wholesale and off-balance lending, SIMPL provides debt financing to financial institutions that have proven traction of delivering affordable and accessible solutions and scale financial inclusion in South-East Asia. SIMPL's portfolio includes P2P lenders, microfinance institutions, and other NBFIs focusing on underserved MSMEs and consumers.

Being the world's fifth largest country by area and the seventh most populous, Brazil is a large and fertile country yet with a huge untapped demand. 84% of Brazilian SMEs face difficult access to credit and 33 million individuals are unbanked.

In this context, Credit Saison Brazil aims to leverage capital market solutions for addressing a variety of credit needs, from vehicle financing to student loans and farmers financing.